Use the agreement for the purpose. Go ahead and file an answer first. You may even sue the collection agency.
Mon, 04/15/2013 - 11:07
One of my credit card debts went into collection. However, after a bit of quibbling, the collector agreed to a monthly payment plan, which I have in writing. The collection agency assured that this wouldn’t be reported in court anymore. However, they still went ahead and filed for a judgment. Isn’t this misrepresentation? What can I do?
The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
The debt settlement program typically lasts between 6 months to 4 years time.
At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
Savings a customer realizes from use of a debt-relief service may be taxable income.
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