Use the agreement for the purpose. Go ahead and file an answer first. You may even sue the collection agency.

One of my credit card debts went into collection. However, after a bit of quibbling, the collector agreed to a monthly payment plan, which I have in writing. The collection agency assured that this wouldn’t be reported in court anymore. However, they still went ahead and filed for a judgment. Isn’t this misrepresentation? What can I do?

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Yes, it’s misrepresentation, and you’ll need to present proof before the court to establish that. Use the agreement for the purpose. Go ahead and file an answer first. If it’s already been decided, you’ll need a motion to vacate the judgment. You may even sue the collection agency. Consult a local attorney for further guidance.

Votes: 
0 votes
+
Vote up!
-
Vote down!

Yes, it’s misrepresentation, and you’ll need to present proof before the court to establish that. Use the agreement for the purpose. Go ahead and file an answer first. If it’s already been decided, you’ll need a motion to vacate the judgment. You may even sue the collection agency. Consult a local attorney for further guidance.


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