A collection agency has started calling at my residential number since last week. They’re supposedly calling up to collect an old credit card debt. I didn’t even know that it existed, let alone knowing whether it’s paid or unpaid. What can I do? Will the state SOL be of any help in this case, since it’s an old debt?

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Search out the documents. You may try debt validation first, to verify that it actually belongs to you or not. . If it is yours, and since it’s an ‘ancient’ debt, as you say, the state SOL will definitely be able to protect you.

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Last Updated on: Fri, 8 Jun 2018

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