You can easily know it just by telling them that you want to send them money order and want to know their address.

What happens if a creditor does not give you an address to send them a written letter to stop calling?

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It's not a hard nut to crack! They (collection agencies) know very well that they have to provide their physical address in order to receive payments properly from the debtor. However, if they don't, you can easily know it just by telling them that you want to send them money order and want to know their address.

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If your creditors come to know that you are going send them a cease and desist letter, they might not give you their e-mail address. The next time they call you, tell them that you want to make a payment but you cannot do so without a written proof that the payment has been made. Ask them to give their fax number, address or e-mail address to which you can send your payment. After you gather the information, send them a cease and desist letter to prevent them from calling you.


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