A law firm is trying to collect on my debt, and we have mutually agreed to a settlement. I had prepared a written agreement with all the details that had been agreed upon, like the total due amount, the amount I’ll be paying, the due date etc. The agreement also states that once the final settled amount is paid, the account will be closed and there’ll be no further legal action for the same. I sent them that, but they refused to sign it. I tried calling the creditor, and he say’s he can’t help. Now, I am at a loss about what to do! I shouldn’t pay without an assurance from their side, right?