I have a California based company asking for a settlement in a legal matter. I have told them that I can afford to pay $100 a month to settle this debt, but they are persistent in insisting that I pay more, and have even increased the amount of the settlement due to the amount I can afford to pay. I live in Texas, and Texas law mandates that as long as I am putting forth effort to settle a debt, the "colletcor" can not increase the amount or pursue further legal actions against me. Is that same law true in California?