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How can I know if a collection agency is valid?

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Take a close look at the telephone number the supposed collection agency is calling from. If the number is blocked, there is a good possibility that it is not a legitimate collection agency. They will never block their numbers as they want you to call back. You can also check your credit report. If it is a real collection agency, it will insert the collection account onto your credit report.

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Last Updated on: Fri, 8 Jun 2018