They are very much efficient in dealing with such cases.

I obtained financing for a few house maintenance. Fell on hard times and couldn’t pay for them. Now the creditor is threatening to garnish my wages. Can they really do that? I’m in texas.

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I'd rather suggest you to try to reach out to a reputable debt settlement or credit counseling company within your vicinity. They are very much efficient in dealing with such cases.

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Nowadays, many states permit wage garnishment. But in order to do that the creditor needs to sue you first and obtain a judgment against you. However, in order to defend it, you should immediately seek help of a consumer attorney licensed to practice law in your state.


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