A debt collection company reached me 40 days back stating that I owe a debt of $5,063. However, they did not state how the debt originated or what kind of debt it was. What did they send was just an account number which I could hardly recognize. I asked them to validate the debt in a certified mail, but they have not responded yet. If they file a suit against me, will the receipt the validation letter help me?

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If they sue you in the court, then they have to provide evidence to validate that you owe the debt. At this point, your reciept fo request for validation really becomes irrelevant. In fact, here you can easily know what you've always wanted to know regarding the validation of the debt.


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