Send them a new debt validation letter in certified mail with return receipt requested. Consult an attorney to save your rights.
Thu, 05/31/2012 - 14:42
What rights do I have to save myself from a creditor that is demanding that I pay on a bill? Actually, I feel these people are just harassing me. They sent me a few bills but I misplaced them. I requested those bills once again but they refused. So should I send them money without seeing anything? What rights do I have in this case?
The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
The debt settlement program typically lasts between 6 months to 4 years time.
At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
Savings a customer realizes from use of a debt-relief service may be taxable income.
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