A collection agency has been calling me now for more than 2 weeks to collect on a debt. I’m sure this agency has violated 4 federal laws and 2 state debt collection laws. I’m not sure how should I proceed now but I really want the debt to be reported as satisfied. Any suggestion would be appreciated.

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If you are pretty sure about the break of law, tell them that in writing. The best practise would be to send them a ‘cease and desist letter’ in certified mail with return receipt requested. If they still go on with their harassments, them become liable for a legal action and consequent civil damages. Below is a link to the Fair Debt Collection Practices:

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Last Updated on: Fri, 8 Jun 2018

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