As for the erroneous reporting, inform the credit card company about it and also to the CRA.

I received a credit card application for my ex-spouse in the mail. I filled it with my name and social security number along with other information. The credit card company approved and sent me the card. I have been using it for the past year and been regular with the payments too. My ex now says that the payments are showing up on his credit report. Will this be considered as an identity fraud? I never concealed anything in the first place!

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Well, if the credit card is in your name with your social security number and information, this is no case of theft or forgery. As for the erroneous reporting, inform the credit card company about it and also to the CRA. Communicate with them and see to it that it’s corrected. Your ex may also need to put in his efforts to remove the wrong information.


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