But the state debt collection laws in Texas can offer you protection against the illegal threats by creditors.

Can I sue creditor for threatening me to pay by a deadline? How FDCPA can help me in this case? Am from Texas.

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The FDCPA laws only apply for the third party collectors, not the original creditor. But the state debt collection laws in Texas can offer you protection against the illegal threats by creditors. Seek advice from a consumer attorney first, before you proceed.


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