Our divorce decree holds my ex-spouse liable for a huge credit card debt. The collectors have been contacting him, but he hasn’t paid a dime to them yet. Now, the collectors are asking me to pay for the dues and I have been told that they can even garnish my wages. Can they do that, though the divorce decree places the responsibility of repayment on my ex-husband?

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You can’t even file a contempt of court since the divorce court doesn’t have the authority to grant such order if an ex-spouse fails to pay debts to third-party collectors. What you can do is that, you can file an indemnity or contribution claim if the collectors sue you. As Valery has pointed out, get help from a consumer lawyer, you divorce lawyer won’t be of much help anymore.

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The divorce decree is between your and your ex-husband. The creditors and collectors may conveniently ignore that. They’re more concerned about the dues. They’ll try to garnish his wages. However, they may even get a judgment against you to attach your bank account or seek for your wage garnishment. Consult a consumer protection lawyer from your area, to discuss how you can save your back.


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