Can creditors sue me after settlement?
I don't agree with Rachel. Yes, your creditor can sue you at anytime and even after any kind of settlement. Actually, anyone can sue anybody for anything. If the creditor has any doubt, he can at anytime sue you. However, you must have the necessary settlement documents where there is written "paid in full" or "received in full" by the creditor or by the collection agency to defend your case in the court.
Legally, they cannot do it. In most states, after you have completed your negotiation and proceeded with debt settlements, the creditors and collectors can neither ask you for the balance, nor sue you. It is illegal for them to do so.
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