I am from Texas and am deep down in debt, with multiple credit card and hospital bills, which I’m struggling to pay for. I fear losing my home, if the creditors get a judgment against me. Will they be able to place a lien on the only property I’ve got?

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No, they won’t be. Most assets in Texas are judgment proof. This means that your residential property (home) is safe as it’s exempt from claims by general unsecured creditors.

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Last Updated on: Fri, 8 Jun 2018

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