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Can creditors find your bank accounts?

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Well, if your creditors have a judgement against you, they may garnish your bank accounts. To know your bank account number, they may call your employer, landlord, your credit card company, and even your kid's school where you have written a cheque or provided your bank account number.

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A creditor or collection agency just needs to know the name of your financial institution. Once they know where your bank account is, they may send a copy of the court judgement, together with a writ of garnishment to the bank authorities. The bank may then freeze your accounts.


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Last Updated on: Fri, 8 Jun 2018