What can be a debtor's right against in-house collections? Am from CA. Isn't it illegal for them to call me, even after I have requested them with a letter to mail me and asked not to call?

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Well, you're right. It IS illegal to establish communication with you, in a way you have specified, if you have asked them not to. In California, the state laws are pretty strict and are applicable even for the in-house collection practices.


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