Is it fair for a collection agency to freeze my bank account when the funds are limited and which would cause a major financial hardship. A collection agency obtained a judgement without my knowledge, froze my account, which had only 600 dollars. Can they do this? Whom should I approach for this abusive practise?

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You perhaps missed the court summons that helped them get a default judgment against you. Actually, It's lawful for a creditor with a court judgment against you to freeze or "attach" your bank account. However, a collection agency can't pull from your bank account above a certain limit. If some or all the money came from sources like Social Security or any other public assistance program, you can keep the money. However, to prove that you have to ask for a hearing.


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