Is there any fixed time for your credit score to get updated? How often do the credit bureaus update it? Any help would be appreciated.

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Credit scores are updated when credit scoring software is accessed. Based on the raw data in your credit report, your credit score is updated. Therefore, when your credit score is requested, it's calculated through a software. Equifax uses Beacon software, Experian uses FICO, and TransUnion relies on Empirica.

Your credit report changes from time to time and this mostly occurs whenever the bureaus receive automated updates from your creditors. Credit score is not stored in your credit file. Once you request for your score, the software collects the raw data and compute your score. Though each creditor reports on their own schedule, most creditors update once in a month. So updates could happen daily.


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