I'm trying to perk up my credit score ASAP! Presently I owe $ 10,000 in credit card debts. My current score with Equifax is 592 and 577 with Experian Transunion. If I pay off the whole amount within the next 30 days, would it help raise the overall score? Could it go up to100 points or at least 50 points up?

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Well, it's really impossible to get that achieved within the next 30 days even if you pay off the whole amount together. Actually, most collection agencies and creditors report once in a month. Therefore, though it might go up a few points, but almost impossible within a month.

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Last Updated on: Fri, 8 Jun 2018

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