My credit score was 680 around 4 months ago and I was moving well toward a score of 700. I was so happy until I received my quarterly report where the score was written as 610. I didn’t understand what happened. Somehow I came to know that a collection agency from Verizon has reported that I didn’t pay my last cell phone bill, which I actually paid. I disputed the information with the credit reporting agency and now it has been removed. Now, I want to know when my credit score would go back to its previous place as now the negative information has been removed. Thanks in advance!