How can I repair my credit report?

Hello, I've credit card balances that I've not paid since long. Everything right now is in collections. Though I know paying those off now would not help my credit score, what should I do to improve my credit and remove negative items from the report?
1 Answers

Ask Question

Waterfall approach to debt free ™

Legal debt relief methodology that works based on your financial conditions.Learn more »

  • expertise badge
  • TrustLink logoTrustLink logo
  • Customer ratings on BBB
  • IAPDA logo
  • Calchamber Member
  • Calbar Registered
  • D&B
  • Trustpilot
  • yelp logo