How a credit card works? Should I get only one?

I’m 18 and really wish to build some credit now. I have no clue how to approach. Moreover, I had undergone some surgery so right now I’m unable to work. I get $800 each month from SSDI as my father has some physical deformity. This will end by September and at that time, I won’t have any job. So what will I be doing with my credit card? I’ll not be getting any money to use that. Can I just cancel a card because I don’t owe anything on it? Would it hurt my credit?
1 Answers

Ask Question

Waterfall approach to debt free ™

Legal debt relief methodology that works based on your financial conditions.Learn more »

  • expertise badge
  • TrustLink logoTrustLink logo
  • Customer ratings on BBB
  • IAPDA logo
  • Calchamber Member
  • Calbar Registered
  • D&B
  • Trustpilot
  • yelp logo