Closing an unactivated and unused account may affect your credit score little bit.

Didn't activate my Chase card after I received it in mail, and asked to close it after around 7 days. I opened another account then (with Chase only) and got a new card with better benefits. Will the closed account show up as negative on my report?

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Yes, it may. Will lower your score a little bit. But with no late payments and no carrying balance, there's nothing much to worry about.


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