Recently I entered in a debt management program to take control over my credit card debt. I’ve done this separately (not with my husband), and only my credit is affected. However, my husband is now trying to get a home equity loan to consolidate his debts (credit card and vehicles) and so some home improvements. In our marriage, I’m responsible for my own debts, but was wondering if being in the DMP would affect the chances of securing the home equity loan.
