I got a civil demand letter since my minor son was caught shoplifting without my knowledge. The fine is around $200. Will it affect my credit or can they take any action if I ignore it?

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Yes, you can ignore it. You won’t be arrested or sued, if that’s what you meant by the ‘action’. Suing is expensive, and I don’t think they’ll pay the attorney fees to sue you in small claims court for that $200. Also, it won’t hurt your credit in any way.


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