I agree with the previous poster here.

Fortunately paid off all debts last months, and tell you what, it has been bliss!! Just got my mortgage obligation now. Still continuing with the budget. What I wanted to know is, now that I have freed up some cash, should I save that and invest into something or overpay on my mortgage? Which makes more sense and comes with less risks?

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I agree with the previous poster here. Mortgage is one of the biggest debt you're left with. Pay it off to be totally debt free. Moreoever, paying more on the mortgage may come along with the benefit of tax deduction (depends on yiur overall tax situation though, - usually it does)

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First of all, congratulations!

Paying off mortgage seems to be the better option for me. Investments are more exposed to market risks.


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