Yes, disabled veterans might have an upper hand when filing for bankruptcy. Filing for a Chapter 7 is simpler for them. They may not need to take the means test at all to qualify for Chapter 7. A disabled veteran might be allowed to file for Ch-7 even if the means test requires him to file for a Ch-13. This exemption from means test is allowed only if the veteran has been rated with 30% disability or more (by the Veterans Administration), and the debt was incurred by him while on active duty or performing homeland defense activity.
Yes, disabled veterans might have an upper hand when filing for bankruptcy. Filing for a Chapter 7 is simpler for them. They may not need to take the means test at all to qualify for Chapter 7. A disabled veteran might be allowed to file for Ch-7 even if the means test requires him to file for a Ch-13. This exemption from means test is allowed only if the veteran has been rated with 30% disability or more (by the Veterans Administration), and the debt was incurred by him while on active duty or performing homeland defense activity.