Several of accounts have passed into collection. Now, when I file for BK7, I will have to include all the creditors in the mailing list. Do I need to enlist all the collection agencies and attorneys as well?

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It’s not that you have to. But, it’s better that you do. Why leave gaps when you’re filing bankruptcy anyway? Include every entity that has the right to collect the debts. In case you don’t and they start calling you up later on, you’ll have to take up your own initiative and send them the bankruptcy notice.

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