I’m single and don’t have any assets of mine. Heavily buried under mortgage debt. Neither have a car, nor a job, rather accumulated lots of debt. I want to file for Chapter 7 bankruptcy and wish to have a fresh financial start. However, few weeks ago I inherited around $60,000 from my grandmother who passed away days before then. Can I make use of any exemption to use this money? How much? Any advice will be heartily appreciated.