My chapter 7 filing was discharged in January 2007 but I once again fell behind on my bills due to some personal reasons and now would like to file for chapter 13.

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Technically, you are eligible to file Chapter 13 bankruptcy at this moment but won’t receive a Chapter 13 discharge before 4 years after the date of filing your original Chapter 7 petition. Consult an attorney in your state regarding particular facts of your case!


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