Tips to Save Money on Pet Insurance
Here are the best tips to save on vet costs while using pet insurance.
Tip 1:
- Search and enroll sooner rather than later.
Why: Premiums for pet insurance are typically high if pets are older and thus likely have more health issues.
Tip 2:
- Use tools like Policygenius to compare various quotes.
Why: You can make a more informed decision by reading reviews, claim processing info, etc.
Tip 3:
- Try to avoid switching to a new provider later.
Why: The new one may not cover previous treatments for a pre-existing disorder.
Tip 4:
- Browse bundled insurance offers that offer pet insurance as an add-on and other such special offers.
Why: Some insurers offer special discounts and bundles for seniors, military members, pet adopters, etc.
Tip 5:
- If you're curious about a bundled offer read the fine print first though.
Why: The insurer may have set exclusions for pre-existing conditions.
Tip 6:
- Check if a plan has pet-incident or annual deductibles first.
Why: Plans with higher deductibles generally have lower monthly premiums.
Updated on: June 16, 2025