661 Financial tips and laws for today and tomorrow

Here are the best tips to track and manage your credit card rewards properly.

Tip 1: Use a rewards tracking app

Use apps like Award Wallet or The Points Guy to track points, miles, and cash back across multiple cards and loyalty programs.

Tip 2: Track reward expiration dates

Enable alerts in tracking apps or set calendar reminders so you can use up the expiring points and credits within the deadline.

Tip 3: Know the right card pairings

Use specific credit cards to earn the most rewards at specific merchants with which they are partnered.

Tip 4: Activate quarterly bonus categories

Set reminders to activate rotating cash back categories so your everyday expenses earn higher rewards.

Tip 5: Review rewards earnings monthly

Quickly scan the rewards you’ve earned during monthly statement checks to catch missed bonuses or incorrect category coding.