BBB-A-Rating
380+ Client Reviews

With OVLG, client PB1 saved $26295.85

demo-client
150 Success Stories and still counting...
Saved $8505.65 from Citi Bank
Saved $5266.07 from Citi Bank
Saved $5260.88 from TD Bank
150+ success stories
satisfied client
84% clients are satisfied
  • With our ability to deliver faster results
  • With our team's prompt contact response
  • With our No Result Refund Policy

Get a free quote

demo-client
Why people trust us
  • A rated in BBB
  • CalChamber Member and Calbar Registered law firm
  • 197 people rated us 5 Stars on Trustlink
  • Affordable fees
  • Strong privacy policy
demo-client
Transparent work progress
  • We follow the FTC rules
  • Get a breakdown of fee structure
  • Get personalized and secured client area
  • Monitor your case 24*7
  • Get Sample agreement
How we work
Get a call from a Financial Coach
Understand the program
Sign the agreement
We negotiate debt for you
Become debt free

Payday loan laws in Oklahoma

  • Status: Legal (Okla. Stat. Tit. 59 §§ 3101 et seq.)
For Lenders

Lending specifications:

  • Maximum loan amount: $500
  • Loan tenure: 12 - 45 days
  • Fees and finance charges: $15 for every $100 (up to $300); an additional $10 on every $100 advanced after $300
  • Finance charge on a 14-day $100 loan: $15
  • APR on 14-day $100 loan: 390%

Collection restrictions:

  • Collection fees: $25 NSF fee (if disclosed)
  • Criminal procedures: Prohibited
For Borrowers

Debt limits:

  • Maximum no. of outstanding loans at a time: Two
  • Rollovers allowed: None
  • Cooling-off phase: Second business day after the 5th consecutive loan repaid
  • Repayment plan: Available

Complaint cell:

  • Regulator: Oklahoma Department of Consumer Credit
  • Address: 3613 NW 56th Street, Suite 240, Oklahoma City, Oklahoma 73112-4512
  • Phone: (405) 521-3653
  • Fax: (405) 521-6740
  • Tollfree: (800) 448-4904 (In-state)
  • Regulatory contact: Jack R. Stone, Deputy Administrator
  • Website: http://www.ok.gov/okdocc/
  • File complaint: http://www.ok.gov/okdocc/Complaints/
    index.html



Latest Articles

It's your money: Don't just follow; set rules on your own…

I have to write an article on evergreen money rules. But, right now I am clueless and empty headed. Well, can you tell me who sets the money rules? From where you get those money rules? Forget it. Tell me, who worries about your financial life? The answer is “no one”. There is no ... Read More »

Latest answers

Does OVLG settle with the American Express ...

Does OVLG settle with the American Express? I have tried to contact them for settling 6 credit cards but nothing has been finalized yet. Do you have their phone number ... Read More »

Latest from blog

4th of July 2016: How to celebrate freedom

The 4th of July is observed as a federal holiday in the United States. After all, it’s NATION’S BIRTHDAY! Independence Day celebration is a grand and colorful affair in the country with fireworks, foods, parades, and more. Wondering how to enjoy this wonderful day? Check this out. ... Read More »

Trust Symbol

Check out Oak View Law Group on Yelp

The services of Oak View Law Group (OVLG) and its affiliates may not be available in all states. OVLG along with its Of Counsel attorneys may also be referred to as "Oak View Law Group", "we", "us" or "the firms".
Copyright © 2015 Oak View Law Group

Contact us at:-
Oak View Law Group APC
4966 El Camino Real STE 225, Los Altos, CA 94022, United States

Stay Connected


Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.
Share your suggestion
Chat Live!