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personal finance articles

8 Retirement tips you should have for the year 2018
2018-01-18

8 Retirement tips you should have for the year 2018

New year is the new beginning; this is the time when you should revisit your last year's checklist to find out the mistakes that you made and to-dos on which you should work on. Well, the first month of the year is the busiest month because you have to sort out some important tasks like getting prep [...]

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How saving money brings happiness in your life!
2018-01-11

How saving money brings happiness in your life!

A very critical situation one faces in life is how much to save and how much to spend (including debt payments)! But there’s actually no definite answer to that question!I can never tell you how much you should save. Seriously, the more you save, the better!Money is one of the most important compo [...]

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9 Financial mistakes you should leave behind in 2017
2017-12-26

9 Financial mistakes you should leave behind in 2017

December is the month when you finish all financial tasks and move forward to the next year with new financial plans and goals. For example, this is the ultimate time when you should complete making charitable donations if you wish to get a tax deduction. Paul Tramontozzi, a financial planner [...]

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2017 Year-end personal finance checklist to become financially organised
2017-12-06

2017 Year-end personal finance checklist to become financially organised

"Year-End Personal Finance Checklist" - the signature financial topic, which you come across every year. Most of us either ignore the checklist or don’t like to consider it. But, year-end is the ideal time to review your financial health. So, instead of getting overindulged in the shopping, Ch [...]

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Should you incur debt for having a baby through in vitro or adoption?
2017-11-23

Should you incur debt for having a baby through in vitro or adoption?

Many parents, who don't get their biological child, often consider the fertility treatment or adoption. Both the options are expensive. Some parents drop the plan of having a baby due to the higher cost associated with in vitro fertilization or adoption. Most of the cases, parents take out a l [...]

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6 Reasons you should keep multiple savings accounts
2017-11-22

6 Reasons you should keep multiple savings accounts

Having a checking account and a savings account is not enough. One single account just keeps lump sum cash without any purpose. Most of us think that keeping one savings account is enough to cover the emergency expenses. However, keeping multiple savings account is important to track how much you [...]

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Halloween: 5 Money lessons to make kids financially smart
2017-10-17

Halloween: 5 Money lessons to make kids financially smart

“Every piece of Halloween is kind of a cool lesson in financial behavior” Candies, spooky decorations, horrifying costumes, trick or treats - these 4 words are enough for the kids to wait eagerly for Halloween. While kids may relate Halloween to festive decorations and pranks, it’s the mora [...]

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Go ahead! Treat yourself in 14 ways without spending a dime
2017-10-12

Go ahead! Treat yourself in 14 ways without spending a dime

You deserve a treat. Period. You have worked hard throughout the year. January: Made financial resolutions and paid off your holiday debts. February: Saved money for the Valentine’s Day. March: Cleaned your financial house in spring. April: Paid off your tax finally. May [...]

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Being frugal by choice: Why should you follow it?
2017-10-10

Being frugal by choice: Why should you follow it?

Choosing a frugal life is not mandatory; it is your choice whether or not you want to live your life in a frugal way. People often confuse frugality with being cheap. They think that following a frugal life force them to live a poor life. However, the concept is not true. There are some d [...]

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Last Updated on: 16 Apr 2018