Go ahead! Treat yourself in 14 ways without spending a dime
Updated on: 12th Oct, 2017

You deserve a treat. Period. You have worked hard throughout the year. January: Made financial resolutions and paid off your holiday debts. February: Saved money for the Valentine’s Day. March: Cleaned your financial house in spring. April: Paid off your tax finally. May...

Being frugal by choice: Why should you follow it?
Updated on: 10th Oct, 2017

Choosing a frugal life is not mandatory; it is your choice whether or not you want to live your life in a frugal way. People often confuse frugality with being cheap. They think that following a frugal life force them to live a poor life. However, the concept is not true. There are some d...

5 Common money management mistakes millennials should stop making
Updated on: 21st Sep, 2017

Money management is a Herculean task to me even after reading 100 articles on money saving tips in the last 5 years. No matter how hard I work, how much money I make, it isn’t enough to fulfill my basic needs. It’s quite possible that I’m making money mistakes without even realizing it. Someti...

What should be your financial goal this fall?
Updated on: 19th Sep, 2017

“If a year was tucked inside of a clock, then Autumn would be the magic hour” - Victoria Erickson Do you remember your financial goals in 2017? You set them way back in January. With the festive season approaching, fall is the best time to review your financial goals and check your progress....

4 Things people with big bank accounts never do
Updated on: 7th Sep, 2017

What is the secret of becoming a wealthy person? Can you be a rich guy by making a lot of money? Not necessarily. I have met 3 types of people in my life. The first type The first type of people makes a lot of money but they spend all of it. The second type The second type of peop...

Millennials - Confident to attain American dream but are directionless
Updated on: 22nd Aug, 2017

Millennials have financial goals but they don’t have any plan to attain them. 85% of the millennials are sure they will achieve their American Dream but only 49% of them have a plan to fulfill it. Before I dig deep into the subject, let us first talk about the big American Dream. What is the ul...

Debt-to-income and debt-to-credit ratio: Fundamentals with tips
Updated on: 27th Jul, 2017

These are very confusing yet crucial terms to be understood - debt-to-income ratio and debt-to-credit ratio. Before we head on to explain these terms, it is highly advised to have a clear concept on the topics. Then we will differentiate between these two subjects and try to give you suggestions on ...

4 Money moves you should make when your kids move out
Updated on: 25th Jul, 2017

This post is again dedicated to all the parents. Oh please, don’t think that I have become a parent, and I’m overwhelmed with paternal feelings. It’s just that when I was writing about Is it high time we teach personal finance to preschoolers? , a question popped into my mind about the predica...

Parent’s Day: Is it high time to teach personal finance to preschoolers?
Updated on: 18th Jul, 2017

This post is for both the newbie and would be parents. If you ask me, every day is a parent’s day. Parents have no holidays. They work 24*7 only to help their children get the best life. Besides, being a parent is a big responsibility. It is his/her responsibility to bring an overall developmen...

When is it OK to pull out cash from your emergency fund?
Updated on: 11th Jul, 2017

You may have heard that having an emergency fund is significant to avoid money crisis when you need it most. Yes, it is true that the importance of an emergency fund is definitely quite significant. If you have an emergency fund, you can meet expenses that you had not planned for. Thus you can avoid...

Last Updated on: 16 Apr 2018


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