You know winter has arrived when the endless ads of sweaters, gloves, scarves, etc. appear in TV commercials. The heavenly aroma of soups, muffins, and turkey roast makes winter more special to us. And how can we all forget the special days that all come in winter, i.e, Thanksgiving Day, Black Frid...

This global pandemic is like an eye-opening event for people to understand how uncertain our lives are. People are now realizing the importance of estate planning to ensure financial security for their loved ones. Yes, the estate planning and planning for a medical emergency are certainly important ...

Student loans are good, but you need to be also aware that too much student loan debt can cost you painfully in near future. A student, who completed his graduation in 2009, having approx $30.000 student loan debt stated that, “ I wanted to get rid myself of the burden quickly. That anxiety gave m...

As per the report of the Census Bureau, in the US, there are 2.8 million widows and 800,000 widowers. They all have lost their partners at a young age. Some of them have lost their earning spouse even before securing life after retirement. Nothing is more painful in your life than the spousal deat...

It has been a while since the COVID-19 outbreak. Thousands of lives and jobs have been lost due to this viral pandemic. It's as if the whole world is fighting a bio war. Apart from the health hazards, the economic effect on the entire world has been disastrous. Many workers are laid off as companie...

The COVID-19 pandemic has given a huge blow to the economic condition across the world. Many people are fearing job losses or pay cuts as they are unable to step out of their houses! And let me tell you, this fear is quite justified. The reason being, some of the people have already lost their jobs...

More than 22 million people receive Social Security benefits every year and the federal government pays almost Rs 64 million for this. Social Security benefits are of great help for the retired and disabled people. For many families in the USA. Social Security is the only source of income. As such a...

You definitely need a cosigner if you are getting rejected for any new loan or credit line.A cosigner helps you to achieve a better chance of credit approval, by giving a guarantee to the lender or creditor, that the debt borrowed will be surely paid off.This promise or guarantee is a big factor for...

The federal government’s tariffs and the ongoing trade war with China are already creating ripples in the US economy and stock market. And, if the predictions of financial experts come true, then we will face another economic recession in the next 12-18 months.In the last recession (which happened...

The federal government shutdown became the talk of the town in the last few weeks. It not only created emotional stress and financial chaos but also highlighted underlining financial problems in the country. Despite a low unemployment rate and robust economy, Americans are still living paycheck to p...