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Wisconsin Bankruptcy Laws


The principle place of residence of the debtor including condominium, mobile home, house trailer or cooperative up to the extent of $ 40,000.

Professional tools:

Equipment, inventory, farm products and professional books used in business of debtor or dependent exempted up to the extent of $ 7,500.

Household goods:

Household goods and furniture, wearing apparels, keepsakes, jewelry, musical instruments, books, fire arms any personal property held primarily for the debtor himself/herself or any dependent up to the extent of $ 5,000.

Life insurance:

Debtor's aggregate interest in accrued dividends, loan value on unmatured life insurance contracts owned by the debtor and insuring the debtor or his/her dependent up to the extent of $ 150,000.


Motor vehicle up to the extent of $ 1,200.


The greater among 75% or 30 times the federal minimum wage.

Personal depository accounts:

Personal depository accounts except business accounts are exempted up to the extent of $ 1,000.


Life insurance, personal injury or wrongful death claims are exempted up the extent of 100% but up the limit of $ 25,000 for certain personal injury claims.

Total or Absolute Exemptions for:

  • Federal disability insurance benefits.
  • Fire and casualty insurance proceeds on exempt property for two years after exempt receipt.
  • Unmatured life insurance contracts except credit life insurance.
  • War pensions.
  • Tuition units.
  • College saving accounts.
  • Public employee's retirement benefits.
  • Social services benefits.
  • Fraternity benefits society benefits.
  • Crime victim's awards.
  • Public employee's trust fund.
  • Veteran's benefit.
  • Unemployment compensation benefits.
  • Specific partnership benefits.
  • City employee's retirement benefits.
  • Tenant's interest in Housing Corporation.
Wisconsin Western District Court (United States Seventh Circuit)
Court's Address: 120 North Henry Street Madison WI 53703-2559

Court's Phone Number: (608) 264-5178

Court's Email Address:

Court's Hours: 8:00 AM - 4:30 PM

Western District of Wisconsin, Eau Claire Divisional Office
Court's Address: 500 South Barstow Street; Eau Claire, WI 54702

Court's Phone Number: (715) 839-2980

Court's Hours: 8:00 AM - 4:30 PM

Jurisdictional Counties: Adams, Ashland, Barron, Bayfield, Buffalo, Burnett, Chippewa, Clark, Columbia, Crawford, Dane, Douglas, Dunn, Eau Claire, Grant, Green, Iowa, Iron, Jackson, Jefferson, Juneau, La Crosse, Lafayette, Lincoln, Marathon, Monroe, Oneida, Pepin, Pierce, Polk, Portage, Price, Richland, Rock, Rusk, Saint Croix, Sauk, Sawyer, Taylor, Trempe-aleau, Vernon, Vilas, Washburn, Wood

Court Locations: Eau Claire, La Crosse, Madison, Wausau

Hon. Thomas S. Utschig (U.S. Bankruptcy Court)
500 S. Barstow St.
Eau Claire, WI 54701
(715) 839-2985

Hon. Robert D. Martin (Chief Judge, U.S. Bankruptcy Court)
P.O. Box 548
Madison, WI 53701
(608) 264-5188

Diana Rahn (Deputy in Charge, U.S. Bankruptcy Court)
P.O. Box 548 Madison, WI 53701-0548
(608) 264-5178 x5754

Marcia C. Anderson (Bankruptcy Clerk, U.S. Bankruptcy Court)
P.O. Box 548 Madison, WI 53701-0548
(608) 264-5178

Wisconsin Eastern District Court (United States Seventh Circuit)
Court's Address: Room 126, U.S. Courthouse, 517 East Wisconsin Avenue, Milwaukee, WI 53202-4581

Court's Phone Number: 414-297-3291

Court's Email Address:

Court's Hours: Monday to Friday (8:30 A.M. to 4:30 P.M.)

Jurisdictional Counties: Brown, Calumet, Dodge, Door, Florence, Fond du Lac, Forest, Green Lake, Kenosha, Kewaunee, Langlade, Manitowoc, Marinette, Marquette, Menominee, Milwaukee, Oconto, Outagamie, Ozaukee, Racine, Shawano, Sheboygan, Walworth, Washington, Waukesha, Waupaca, Waushara, Winnebago

Court Locations: Green Bay, Kenosha, Manitowoc, Milwaukee, Oshkosh, Racine

Hon. James E. Shapiro (U.S. Bankruptcy Court)
517 E. Wisconsin Ave., #140
Milwaukee, WI 53202
(414) 297-3291 x3201

Hon. Margaret D. McGarity (Chief Judge, U.S. Courthouse)
517 E. Wisconsin Ave., #162
Milwaukee, WI 53202
(414) 297-3291 x3203

Hon. Pamela Pepper (U.S. Courthouse)
517 E. Wisconsin Ave., #140
Milwaukee, WI 53202
(414) 297-3291 x3211

Hon. Susan V. Kelley (U.S. Courthouse)
517 E. Wisconsin Ave., #162
Milwaukee, WI 53202
(414) 297-3291 x3202

Christopher L. Austin (Bankruptcy Clerk)
P.O. Box 548 Madison, WI 53701-0548
(608) 264-5178 x5754

Marcia C. Anderson (Bankruptcy Clerk)
126 U.S. Courthouse 517 East Wisconsin Ave. Milwaukee, WI 53202
(414) 297-3291 x3204

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Oak View Law Group APC
4966 El Camino Real STE 225, Los Altos, CA 94022, United States

Disclaimer: The contents of this web site are not intended to establish an attorney-client relationship, provide the reader with legal advice, or substitute for legal advice from an attorney.
  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.

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