380+ Client Reviews

With OVLG, client PB1 saved $26295.85

demo-client
150 Success Stories and still counting...
Saved $8505.65 from Citi Bank
Saved $5266.07 from Citi Bank
Saved $5260.88 from TD Bank
150+ success stories
satisfied client
84% clients are satisfied
  • With our ability to deliver faster results
  • With our team's prompt contact response
  • With our No Result Refund Policy

Get a free quote

demo-client
Why people trust us
  • A rated in BBB
  • CalChamber Member and Calbar Registered law firm
  • 197 people rated us 5 Stars on Trustlink
  • Affordable fees
  • Strong privacy policy
demo-client
Transparent work progress
  • We follow the FTC rules
  • Get a breakdown of fee structure
  • Get personalized and secured client area
  • Monitor your case 24*7
  • Get Sample agreement
How we work
Get a call from a Financial Coach
Understand the program
Sign the agreement
We negotiate debt for you
Become debt free

Wisconsin Bankruptcy Laws

Homestead

The principle place of residence of the debtor including condominium, mobile home, house trailer or cooperative up to the extent of $ 40,000.

Professional tools

Equipment, inventory, farm products and professional books used in business of debtor or dependent exempted up to the extent of $ 7,500.

Household goods

Household goods and furniture, wearing apparels, keepsakes, jewelry, musical instruments, books, fire arms any personal property held primarily for the debtor himself/herself or any dependent up to the extent of $ 5,000.

Life insurance

Debtor's aggregate interest in accrued dividends, loan value on unmatured life insurance contracts owned by the debtor and insuring the debtor or his/her dependent up to the extent of $ 150,000.

Automobile

Motor vehicle up to the extent of $ 1,200.

Wages

The greater among 75% or 30 times the federal minimum wage.

Personal depository accounts

Personal depository accounts except business accounts are exempted up to the extent of $ 1,000.

Claims

Life insurance, personal injury or wrongful death claims are exempted up the extent of 100% but up the limit of $ 25,000 for certain personal injury claims.

Total or Absolute Exemptions for

  • Federal disability insurance benefits.
  • Fire and casualty insurance proceeds on exempt property for two years after exempt receipt.
  • Unmatured life insurance contracts except credit life insurance.
  • War pensions.
  • Tuition units.
  • College saving accounts.
  • Public employee's retirement benefits.
  • Social services benefits.
  • Fraternity benefits society benefits.
  • Crime victim's awards.
  • Public employee's trust fund.
  • Veteran's benefit.
  • Unemployment compensation benefits.
  • Specific partnership benefits.
  • City employee's retirement benefits.
  • Tenant's interest in Housing Corporation.

Wisconsin Western District Court (United States Seventh Circuit)

Court's Address

120 North Henry Street Madison WI 53703-2559

Court's Phone Number

(608) 264-5178

Court's Email Address

feedback@wiwb.uscourts.gov

Court's Hours

800 AM - 430 PM

Western District of Wisconsin, Eau Claire Divisional Office

Court's Address

500 South Barstow Street; Eau Claire, WI 54702

Court's Phone Number

(715) 839-2980

Court's Hours

800 AM - 430 PM

Jurisdictional Counties

Adams, Ashland, Barron, Bayfield, Buffalo, Burnett, Chippewa, Clark, Columbia, Crawford, Dane, Douglas, Dunn, Eau Claire, Grant, Green, Iowa, Iron, Jackson, Jefferson, Juneau, La Crosse, Lafayette, Lincoln, Marathon, Monroe, Oneida, Pepin, Pierce, Polk, Portage, Price, Richland, Rock, Rusk, Saint Croix, Sauk, Sawyer, Taylor, Trempe-aleau, Vernon, Vilas, Washburn, Wood

Court Locations

Eau Claire, La Crosse, Madison, Wausau

Judges

Hon. Thomas S. Utschig (U.S. Bankruptcy Court)500 S. Barstow St.
Eau Claire, WI 54701(715) 839-2985Hon. Robert D. Martin (Chief Judge, U.S. Bankruptcy Court)P.O. Box 548
Madison, WI 53701(608) 264-5188

Clerks

Diana Rahn (Deputy in Charge, U.S. Bankruptcy Court)P.O. Box 548 Madison, WI 53701-0548(608) 264-5178 x5754Marcia C. Anderson (Bankruptcy Clerk, U.S. Bankruptcy Court)P.O. Box 548 Madison, WI 53701-0548(608) 264-5178

Wisconsin Eastern District Court (United States Seventh Circuit)

Court's Address

Room 126, U.S. Courthouse, 517 East Wisconsin Avenue, Milwaukee, WI 53202-4581

Court's Phone Number

414-297-3291

Court's Email Address

webteam_wieb@wieb.uscourts.gov

Court's Hours

Monday to Friday (830 A.M. to 430 P.M.)

Jurisdictional Counties

Brown, Calumet, Dodge, Door, Florence, Fond du Lac, Forest, Green Lake, Kenosha, Kewaunee, Langlade, Manitowoc, Marinette, Marquette, Menominee, Milwaukee, Oconto, Outagamie, Ozaukee, Racine, Shawano, Sheboygan, Walworth, Washington, Waukesha, Waupaca, Waushara, Winnebago

Court Locations

Green Bay, Kenosha, Manitowoc, Milwaukee, Oshkosh, Racine

Judges

Hon. James E. Shapiro (U.S. Bankruptcy Court)517 E. Wisconsin Ave., #140
Milwaukee, WI 53202(414) 297-3291 x3201Hon. Margaret D. McGarity (Chief Judge, U.S. Courthouse)517 E. Wisconsin Ave., #162
Milwaukee, WI 53202(414) 297-3291 x3203Hon. Pamela Pepper (U.S. Courthouse)517 E. Wisconsin Ave., #140
Milwaukee, WI 53202(414) 297-3291 x3211Hon. Susan V. Kelley (U.S. Courthouse)517 E. Wisconsin Ave., #162
Milwaukee, WI 53202(414) 297-3291 x3202

Clerks

Christopher L. Austin (Bankruptcy Clerk)P.O. Box 548 Madison, WI 53701-0548(608) 264-5178 x5754Marcia C. Anderson (Bankruptcy Clerk)126 U.S. Courthouse 517 East Wisconsin Ave. Milwaukee, WI 53202(414) 297-3291 x3204

Latest Articles

Is debt consolidation same as restructuring debt?

There is no doubt, that the amount of debt acquired by individuals have gained momentum after the Great Recession. According to the Pew Charitable Trust’s July 2015 report, "80% of Americans are in debt, with 39% in credit card debt." As per the same report: "The average U.S. ... Read More »

Latest answers

Does OVLG settle with the American Express ...

Does OVLG settle with the American Express? I have tried to contact them for settling 6 credit cards but nothing has been finalized yet. Do you have their phone number ... Read More »

Latest from blog

4th of July 2016: How to celebrate freedom

The 4th of July is observed as a federal holiday in the United States. After all, it’s NATION’S BIRTHDAY! Independence Day celebration is a grand and colorful affair in the country with fireworks, foods, parades, and more. Wondering how to enjoy this wonderful day? Check this out. ... Read More »