Your overall debt level?

Debt amount cannot be empty.

Vermont Bankruptcy Laws


Homestead consisting of dwelling house, outbuildings, and land on which it situates and including rent, tenancy, profits, issues etc the quantum of exemption may go up to $ 75,000.


Disposable earnings up to the extent of 75% of the weekly earnings per week OR 30 times the federal minimum hourly wage, whichever is greater.

Motor Vehicles:

Automobile can be exempted up to the extent of $ 2,500.

Professional Books and Tools:

Professional books and implements exempted up to the extent of $ 5,000.


Personal, family or household jewelry exempted up to the extent of $ 500.

Wedding Ring:

One wedding ring.

Proceeds of life insurance policies:

Up to the quantum of $ 500.

Harvesting crops:

Growing crops are exempted up to the extent of $ 5,000.

Household Furniture:

Furniture, implements, appliances, books, wearing apparel, animal, crops or musical instruments of debtor or his/her dependents are exempted up to the extent of $ 2,500.

Personally Chosen Property:

$ 400 plus up to $ 7,000 of any unused exemption.

Bank Balance:

Bank deposits are exempted up to $ 700.

Annuity Contracts:

Annuity contract benefits are exempted up to the extent of $ 350 per month.

Health Insurance:

Heath Insurance benefits up to the extent of $ 200.

Other Specific Exemption:

  • Cook stove, heating appliance, refrigerator, freezer, water heater & sewing machines. 10 Cords of firewood or 500 gallons of oil. 500 gallons of bottled gas.
  • Food and Husbandry: 1 Cow, 2 goats, 10 sheep, 10 chickens; 3 swarms of bees & their honey; feed to last for 3 month; 2 harnesses, 2 halters, 2 chains, plow & ox yoke; yoke of oxen or steers & 2 horses.

Total or Absolute Exemptions for:

  • Self directed retirement plans and IRAs.
  • Professionally prescribed health aids.
  • Unmatured Life Insurance Contracts.
  • Personal earnings of wards and wife.
  • Fire Insurance proceeds of for loss of exempt properties.
  • Proceeds of group life insurance and group disability payments.
  • Beneficial interests in insurance policies or annuity contracts containing spendthrift clauses.
  • Fraternal Benefit and Society Benefits.
  • Unemployment's compensation.
  • Workmen's compensation.
  • Specific partnership property.
  • Vermont Employees Retirement System benefits and funds.
  • Public assistance payments.

Court's Address:

67 Merchants Row, P.O. Box 6648, Rutland, VT 05702-6648

Court's Phone Number

: (802) 776-2000,CM/ECF Help Desk : (802) 776-2000 then option 3,Fax: (802) 776-2020

Court's Email Address


Court's Hours

: Monday - Friday (8:00 AM - 5:00 PM)

Court's Hours

: 8:00 AM - 4:30 PM

Jurisdictional Counties

: All Counties

Court Locations

: Rutland, Burlington


: Hon. Colleen A. Brown (U.S. Bankruptcy Court)67 Merchants Row, P.O. Box 6648, Rutland, VT 05702-6648(802) 776-2030


: Thomas J. Hart (Bankruptcy Clerk, U.S. Bankruptcy Court)67 Merchants Row, P.O. Box 6648, Rutland, VT 05702-6648 (802) 776-2000

Updated on:

Was this page helpful?

  • expertise badge
  • TrustLink logoTrustLink logo
  • Customer ratings on BBB
  • IAPDA logo
  • Calchamber Member
  • Calbar Registered
  • D&B
  • Trustpilot
  • yelp logo