Pennsylvania has its own set of exemptions in place when it comes to filing bankruptcy. In Pennsylvania, you can also choose from the set of bankruptcy exemptions set forth by federal law.
However, you must take care to choose from any one and not both. Choosing to use the Pennsylvania bankruptcy exemptions also entitles you to use the federal non-bankruptcy exemptions.
Married couples in Pennsylvania are allowed to double their exemption if they choose to file a joint bankruptcy.
Homestead exemption isn't available with Pennsylvania bankruptcy law. You can still protect the equity in your home in case you and your spouse own it as a tenancy. This has to be a form of joint ownership of property between you and your spouse. It should also be exempt from the creditors of the debts of a single spouse.
If you decide to make use of the federal motor vehicles bankruptcy exemption, then you'd be exempt for an amount of up to 3,450 dollars of equity in your car. Otherwise a wildcard exemption may help you protect your car.
Clothing, schoolbooks, Bibles, military uniforms and sewing machines fall under the personal property exemptions.
75 percent of the wages are eligible for exemption. Earned but unpaid wages, prison inmate's wages and the wages of victim abuse also fall under this category.
Pensions for city, county, municipal, public school and state employees along with that of police officers is exempt.
You can make use of this to protect 300 dollars of any property you possibly own.
Philadelphia
Monday-Friday Reading
Monday-Friday Harrisburg (Main Office)
Monday-Friday Wilkes-Barre
Monday-Friday Williamsport (hearing location only)
Pittsburgh (Main Office)
Monday-Friday Erie
Monday-Friday Johnstown
Monday-FridayStreet Address
Robert N.C. Nix, Sr. Federal Courthouse
900 Market Street, Suite 400
Philadelphia, PA 19107
Contact Number:
215-408-2800
Working Hours:
8:30 a.m. to 5:00 p.m. (excluding Federal Holidays)
Street Address
Madison Building
400 Washington Street, Suite 300
Reading, PA 19601-3915
Contact Number:
610-208-5040
Working Hours:
8:00 a.m. to 4:30 p.m. (excluding Federal Holidays)
Middle District of Pennsylvania
Street Address
Ronald Reagan Federal Building
228 Walnut Street, Room 320
Harrisburg, PA 17108-9998
Contact Number:
717-901-2800
888-531-9485 (Toll Free)
Working Hours:
9:00 a.m. to 4:00 p.m. (excluding Federal Holidays)
Street Address
274 Max Rosenn U.S. Courthouse
197 South Main Street
Wilkes-Barre, PA 18701
Contact Number:
570-831-2500
877-298-2053 (Toll Free)
Working Hours:
9:00 a.m. to 4:00 p.m. (excluding Federal Holidays)
Street Address
US Courthouse & Federal Building
240 West Third Street
Williamsport, PA 17701
Western District of Pennsylvania
Street Address
U.S. Bankruptcy Court
5414 U.S. Steel Tower
600 Grant Street
Pittsburgh, PA 15219
Contact Number:
412-644-2700
Working Hours:
9:00 a.m. to 4:30 p.m. (excluding Federal Holidays)
Street Address
U.S. Bankruptcy Court
U.S. Courthouse, Room B160
17 South Park Row
Erie, PA 16501
Contact Number:
814-464-9740
Working Hours:
9:00 a.m. to 4:30 p.m. (excluding Federal Holidays)
Street Address
U.S. Bankruptcy Court
Penn Traffic Building
Johnstown, PA 15901
Contact Number:
814-533-4246
Working Hours:
9:00 a.m. to 4:30 p.m. (excluding Federal Holidays)
Last Updated on: Thu, 25 Aug 2016