North Dakota bankruptcy laws help you pay back creditors easily. Know about the properties you can protect.
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North Dakota Bankruptcy Laws


Debtor's residential home and land over it is exempted up to the extent of $ 80,000. And $ 7,500 in lieu of homestead.


Earnings of the person up to the extent of 60 days if reasonably required for support of the debtor or his/her dependent. And disposable earnings up to 75% or 40 times the federal minimum hourly wage rate whichever will be the greater.

Personal Property

Personal property is exempted up to the extent of $ 2,500. And $ 5,000 if the person has any reasonable claim.


One vehicle up to the extent of $ 1,200. And a sum of $ 32,000 for vehicle modified for disabled person.

Household and Kitchen Furniture

Household and Kitchen furniture up to the extent of $ 1,000.

Professional Tools of Mechanic

Tools, implements of mechanic required in carrying on trade or profession is exempted up to the extent of $ 1,000.

Professional Books and Implements

Professional Books and Implements are exempted up to the extent of $ 1,000.

Payments on Wrongful Death or Bodily Injury

Amount convincingly reasonable as compensation debtor & dependents up to the extent of $ 7,500 not including pain and suffering or pecuniary loss.

Total or Absolute Exemptions for

  • Unemployment and Workmen's Compensation Benefits.
  • Reinstatement for wrongful deaths.
  • Life Insurance and Mutual Aid Contracts.
  • Social Security Benefits.
  • Awards to Crime Victims.
  • Child Support.
  • Specific Interest in Partnership Property.

Court's Address

655 1st Avenue North, Suite 210, Fargo North Dakota 58102-4932

Court's Phone Number


Court's Email Address

Court's Hours

800 AM to 430 PM

Jurisdictional Counties

All Counties

Court Locations

Bismarck, Fargo, Grand Forks, Minot


Hon. William A. Hill (Chief Judge, U.S. Bankruptcy Court)655 First Ave., N. Fargo, ND 58102(701) 297-7140


Dianne G. Schmitz (Bankruptcy Clerk, U.S. Bankruptcy Court)655 First Ave. N., Suite 210 Fargo, ND 58102(701) 297-7112

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