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Home » Debt Relief » Bankruptcy » North Carolina

North Carolina Bankruptcy Laws

Homestead

Debtor's total interest in real or personal assets and property including a cooperative used as residence by the judgment debtor or his/her dependent up to the extent of $ 18,500.

Wages

Earnings of the person up to the extent of 60 days if reasonably required for support of the debtor or his/her dependent.

Other Property

Combined total interest is exempted up to the extent of $ 5,000.

Automobile

One vehicle up to the extent of $ 3,500.

Household Goods

Household furnishings and goods, personal musical instruments, books, pets or farm animals, apparel and crops up to the extent of $ 5,000 with $ 1,000 extra per dependent which can only go up to $ 4,000.

Professional Tools

Tools, implements and books required in carrying on trade or profession is exempted up to the extent of $ 2,000.

Funds under College Saving Plan

Funds in qualified college saving plan if deposited in plan more than 12 months ago are exempted up to the extent of $ 25,000.

Selected Personal Property

Property selected by the debtor is exempted up to the extent of $ 500.

Total or Absolute Exemptions for

  • Professionally prescribed health aids.
  • Retirement plans under IRC.
  • Surrender value of Life Insurance.
  • Workmen's and Unemployment Benefit plan.
  • Employment Security benefits.
  • Aged and Disabled Persons.
  • Aid to Blind Persons.
  • Fraternal Benefit Society Benefit.
  • Group Life Insurance Benefits.
  • Specific Partnership Interest.
  • Legislative retirement system benefit.
  • Crime victim's reimbursement.

Carolina Eastern District Court (United States Fourth Circuit)

Court's Address

1760 A Parkwood Blvd, Wilson, NC 27894-2807

Court's Phone Number

(252) 237-0248

Court's Hours

830 a.m. - 430 p.m.

Jurisdictional Counties

Beaufort, Bertie, Bladen, Brunswick, Camden, Carteret, Chowan, Columbus, Craven, Cumberland, Currituck, Dare, Duplin, Edgecombe, Franklin, Gates, Granville, Greene, Halifax, Harnett, Hertford, Hyde, Johnston, Jones, Lenoir, Martin, Nash, New Hanover, Northampton, Onslow, Pamlico, Pasquotank, Pender, Perquimans, Pitt, Robeson, Sampson, Tyrrell, Vance, Wake, Warren, Washington, Wayne, Wilson

Court Locations

Elizabeth City, Fayetteville, New Bern, Raleigh, Wilmington, Wilson

Judges

Hon. A. Thomas Small (Chief Judge)300 Fayetville St., 2nd Floor Raleigh, NC 12601(919) 856-4603Hon. J. Rich Leonard300 Fayetville St., 2nd Floor Raleigh, NC 12601(919) 856-4033
Hon. Randy D. Doub1760-A Parkwood Blvd., W. Wilson, NC 27894-2807(252) 291-6413

Clerks

Peggy B. Deans (Bankruptcy Clerk)1760-A Parkwood Blvd., W. Wilson, NC 27894-2807(252) 234-7655 x 143

North Carolina Middle District Court (United States Fourth Circuit)

Court's Address

101 South Edgeworth Street, Greensboro, NC 27401

Court's Phone Number

(336) 358-4000

Court's Email Address

CMECFhelp@ncmb.uscourts.gov

Court's Hours

Monday-Friday (8am - 5pm, excluding federal holidays)

Jurisdictional Counties

Alamance, Cabarrus, Caswell, Chatham, Davidson, Davie, Durham, Forsyth, Guilford, Hoke, Lee, Montgomery, Moore, Orange, Person, Randolph, Richmond, Rockingham, Rowan, Scotland, Stanley, Stokes, Surry, Yadkin

Court Locations

Durham, Greensboro, Winston-Salem

Judges

Hon. Thomas W. Waldrep, Jr. (U.S. Bankruptcy Court)101 S. Edge St.
Greensboro, NC 27401 (336) 358-4090Hon. William L. Stocks (Chief Judge, U.S. Bankruptcy Court)101 S. Edge St. Greensboro, NC 27401(336) 358-4080Hon. Catherine R. Carruthers (U.S. Bankruptcy Court)226 S. Liberty St. Winston-Salem, NC 27101(336) 397-7870

Clerks

Linda Ball (Chief Deputy)101 S. Edge St. Greensboro, NC 27401(336) 333-5647Reid Wilcox (Bankruptcy Clerk)226 S. Liberty St. Winston-Salem, NC 27101(336) 631-5340

North Carolina Western District Court (United States Fourth Circuit)

Court's Address

401 West Trade Street, Room 111, P.O. Box 34189, Charlotte, NC 28234-4189

Court's Phone Number

(704)350-7500

Court's Hours

830 am - 430 pm

Western District of North Carolina - Asheville Division

Court's Address

100 Otis Street, Room 112, Asheville, NC 28801-2611

Court's Phone Number

(828)771-7300

Court's Hours

830 am - 430 pm

Jurisdictional Counties

Alexander, Allegheny, Anson, Ashe, Avery, Burncombe, Burke, Caldwell, Catawba, Charokee, Clay, Gaston, Graham, Haywood, Henderson, Iredell, Jackson, Lincoln, Macon, Madison, McDowell, Mecklenburg, Mitchell, Polk, Rutherford, Swain, Transylvania, Union, Watauga, Wilkes, Yancey

Judges

Hon. George R. Hodges (Chief Judge)104 Federal Bldg. 401 W. Trade St. Charlotte, NC 28202(704) 350-7500Hon. J. Craig Whitley128 Federal Bldg. 401 W. Trade St. Charlotte, NC 28202(704) 350-7500Hon. Marvin R. Wooten128 Federal Bldg. 401 W. Trade St. Charlotte, NC 28202(704) 350-7500

Clerks

Bankruptcy ClerkFederal Bldg. 401 W. Trade St. Charlotte, NC 28202(704) 350-7500

Last Updated on: Thu, 25 Aug 2016