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Kentucky Bankruptcy Laws


Land or personal property used as residence up to the aggregate amount of $ 5,000.


The greater among the two 75 % of the disposable earnings or 30 times the federal minimum hourly wage.

Personal Assets

Personal assets or property of any nature can be exempted up to the aggregate amount of $ 1,000.

Household Furniture, Jewelry, Apparel

Furniture, jewelry and ornaments along with clothing up to the aggregate amount of $ 3,000.

Farming and Husbandry

Tools and implements of agricultural farming and farm animals up to the extent of $ 3,000.

Motor Vehicle

One motor Vehicle and Accessories including one extra tire of total worth $ 2,500 for mechanic or skilled artisan engaged in mend, replacement or servicing of indispensable and important tools.

Crucial Professional Tools

Tools and implements necessary in continuing trade or profession up to $ 300.

Injury Payment

Personal injury payment up to the extent of $ 7,500.

Total or Absolute Exemptions for

  • Duly Prescribed Health Aids.
  • Specific Partnership Property.
  • Proceeds from Life Insurance Policies.
  • Fraternal Benefit Society Benefit.
  • Benefits Arising out of Annuity Contracts.
  • Workmen's & Unemployment Compensation Benefits.
  • Police and Firemen's Pension Benefits.
  • State Employees and Teacher's Retirement Benefits.
  • Public Assistance Benefits.
  • Crime Victims Reparation Awards.
  • No-fault Insurance Benefits.
  • Polices of Group Life Insurance and Health Insurances.

Court's Address

PO Box 1111, Lexington, KY 40588-1111

Court's Phone Number


Court's Web Address

Court's Hours

830am - 400pm (Monday – Friday)

Court Locations

Ashland, Corbin, Covington, Frankfurt, Lexington, Pikeville

Jurisdictional Counties

Anderson, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken, Breathitt, Campbell, Carroll, Carter, Clark, Clay, Elliot, Estill, Fayette, Fleming, Floyd, Franklin, Gallatin, Garrard, Grant, Greenup, Harlan, Harrison, Henry, Jackson, Jessamine, Johnson, Kenton, Knott, Knox, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, McCreary, Madison, Magoffin, Martin, Mason, Menifee, Mercer, Montgomery, Morgan, Nicholas, Owen, Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Scott, Shelby, Trimble, Wayne, Whitley, Wolfe, Woodford


Hon. Joe Lee (U.S. Bankruptcy Court)P.O. Box 111 Lexington, KY 40588(859) 233-2814Hon. Joseph M. Scott, Jr. (U.S. Bankruptcy Court)P.O. Box 111 Lexington, KY 40588(859) 233-2814 Hon. William S. Howard (U.S. Bankruptcy Court)P.O. Box 111 Lexington, KY 40588(859) 233-2466


Jerry D. Truitt (Bankruptcy Clerk, U.S. Bankruptcy Court)P.O. Box 1111 Lexington, KY 40588(859) 233-2608

Updated on:

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