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Iowa Bankruptcy

Iowa Bankruptcy Exemption

Homestead

The homestead of any person (persons living together as a single household unit may claim exemption once in the aggregate). 1/2 acre including dwelling house and accessories if within urban/municipality plot otherwise 40 acres including dwelling house and appurtenances.

Residential rent

Residential rent or utility deposits or advance residential rent payments exempted up to the extent of $ 500.

Bank deposits

Bank deposits or other residential properties are exempted up to $ 100.

Household goods

Household goods and furniture, any personal property held primarily for the debtor himself/herself or any dependent up to the extent of $ 2,000.

Wages

Disposable earnings 75% or 40 times the federal minimum hourly wage per week whichever is greater are exempted.

Wearing apparels

Wearing apparels of debtor and dependents and receptacles containing same are exempted up to the extent of $ 1,000.

Professional tools of non farmer

Equipment, inventory, products and professional books used in business of debtor or dependent exempted up to the extent of $ 10,000.

Professional tools of farmer

Equipment, livestock and livestock feed, farm products of debtor or dependent exempted up to the extent of $ 10,000.

Life insurance

Debtor's aggregate interest in accrued dividends, loan value on unmatured life insurance contracts owned by the debtor and insuring the debtor or his/her dependent up to the extent of $ 2,000.

Insurance

Avails of debtor's life, accident, health or disability insurance are exempted up to the extent of $ 15,000.

Total or Absolute Exemptions for

  • Specific partnership benefits.
  • Fireman's pension benefits.
  • Public assistance benefits.
  • Unemployment compensation benefits.
  • Fraternity benefits society benefits.
  • Worker's compensation benefits.
  • Proceeds of annuity contracts.
  • Group life and disability insurance benefits.
  • Proceeds and avails of accident, endowment, disability insurance policies.
  • Contribution to medical savings account.
  • Pension or annuity benefits of retired employees.
  • Liquor license and permits.
  • Retirement or annuity funds of any person.

Iowa Northern District Court (United States Eighth Circuit)

Court's Address

425 2nd Street SE, 8th Floor, P. O. Box 74890, Cedar Rapids, IA 52401

Court's Phone Number

319-286-2200

Court's Email Address

cmecf@ianb.uscourts.gov

Court's Hours

800 am to 430 pm CT (Monday-Friday)

Northern District of Iowa, Sioux City Office

Court's Address

320 6th Street, Federal Bldg., P.O. Box 3857, Sioux City,
IA 51102-3857

Court's Phone Number

712-233-3939

Court's Email Address

cmecf@ianb.uscourts.gov

Court's Hours

800 a.m. to 430 p.m. CT (Monday – Friday)

Court Locations

Cedar Rapids, Dubuque, Fort Dodge, Mason City, Sioux City, Waterloo

Jurisdictional Counties

Allamakee, Benton, Black Hawk, Bremer, Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cedar, Cerro Gordo, Cherokee, Chickasaw, Clay, Clayton, Crawford, Delaware, Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Grundy, Hamilton, Hancock, Hardin, Howard, Humboldt, Ida, Iowa, Jackson, Jones, Kossuth, Linn, Lyon, Mitchell, Monona, Osceola, O’Brien, Palo Alto, Plymouth, Pocahontas, Sac, Sioux, Tama, Webster, Winnbago, Winneshiek, Woodbury, Worth, Wright

Judges

Hon. Paul J. KilburgP.O. Box 74890 425 2nd St. SE, 8th Floor Cedar Rapids, IA 52401(319) 286-2290Hon. William L. Edmonds (Chief Judge, U.S. Courthouse)320 6th St. Sioux City, IA 51101(712) 233-3952

Clerks

Clerk's Office (Bankruptcy Clerk)P.O. Box 74890 Cedar Rapids, IA 52407(319) 286-2200Clerk's Office (Bankruptcy Clerk, U.S. Courthouse)P.O. Box 3857 Sioux City, IA 51102(712) 233-3939

Iowa Southern District Court (United States Eighth Circuit)

Court's Address

PO Box 9264, Des Moines, IA 50306-9264

Court's Phone Number

(515)284-6230

Court's Email Address

Bankruptcy_Court@iasb.uscourts.gov

Court's Hours

0800 AM - 0500 PM (Monday – Friday)

Court Locations

Council Bluffs, Davenport, Des Moines

Jurisdictional Counties

Adair, Adams, Appanoose, Audubon, Boone, Cass, Clarke, Clinton, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Jasper, Jefferson, Johnson, Keokuk, Lee, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monroe, Montgomery, Muscatine, Page, Polk Pottawattamie, Powshiek, Ringgold, Scott, Shelby, Story, Taylor, Union, Van Buren, Wapello, Warren, Washington, Wayne

Judges

Hon. Lee M. Jackwig443 U.S. Court House Annex 110 E. Court Ave. Des Moines, IA 50309-2050(515) 284-6229

Clerks

Mary M. Weibel (Bankruptcy Clerk)300 U.S. Court House Annex 110 E. Court Ave. Des Moines, IA 50309-2050(515) 284-6230

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