Andy Masaki

Joined On:7th Apr, 2015
Author Profile:
About me: Andy Masaki is a blogger at Penny Less Dad and a financial writer at Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice and tips to lead a financially independent life.

Articles Contributed

Contributed on: 27th Sep, 2016

There is no doubt, that the amount of debt acquired by individuals have gained momentum after the Great Recession. According to the Pew Charitable Trust’s July 2015 report, "80% of Americans are ... Read more »

Contributed on: 15th Sep, 2016

Let’s face it, traveling on a limitless budget isn’t everyone’s cup of tea. But, that doesn’t mean you can’t go for a vacation. Of course, you can go vacationing with a limited budget. Trav... Read more »

Contributed on: 9th Sep, 2016

Getting straight to the point, here are some of the instances, when you and I and most others fall into the trap laid out by our financial frenemies - people who pretend to be our friend, but wreak ha... Read more »

Contributed on: 6th Sep, 2016

The answer is YES. But, how does a student loan affect your debt-to-income ratio? To find out the answer, you have to go through this article. You want to buy a house, a car, or maybe refinance your ... Read more »

Contributed on: 24th Aug, 2016

Being bankrupt is a different ball game. By the look of it, you’re in a total financial mess, even though your cancer has been cured. Still, it’s a double whammy, where both your life and finances... Read more »

Contributed on: 18th Aug, 2016

In our country, the gender pay gap is at 64%, meaning women earn about 2/3rds of what men make for similar work. That's worse than what it was last year - when the gap was 66%. Our country now ranks 7... Read more »

Contributed on: 10th Aug, 2016

Speaking of taxes, past performance is an excellent indicator of the types of deductions that a business usually enjoys each year. In the recent past, the Internal Revenue Service (IRS) has released... Read more »

Contributed on: 31st Jul, 2016

You could be wrong with regards to your debt relief provider’s probity and eagerness to bail you out of your financial crisis. This is because all the hard work put in by the consumer advocates to r... Read more »

Contributed on: 19th Jul, 2016

Your FICO score says a lot about your financial whereabouts. While you may know the factors that affect your FICO score, you may not be aware of the factors that are never included in your FICO score.... Read more »

Contributed on: 22nd Jun, 2016

Much have already been discussed over the years about payday loans. Today we’re going to uncover some myths that surround the payday loan industry and will try to make you aware of the facts. But b... Read more »