Andy Masaki

Joined On:7th Apr, 2015
Author Profile:
About me: Andy Masaki is a blogger at Penny Less Dad and a financial writer at Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice and tips to lead a financially independent life.

Articles Contributed

Contributed on: 2nd May, 2017

Whether investing in a business, filing a tax return or using a credit card, financial crimes have become an area of major concern for everyone. It’s because scammers keep a close watch on your fina... Read more »

Contributed on: 25th Apr, 2017

Bill Gates once said, “It's fine to celebrate success but it is more important to heed the lessons of failure.” As millennials belong to the age group of 18-32 years, they achieve one milestone af... Read more »

Contributed on: 25th Apr, 2017

Filing Chapter 7 or Chapter 13 bankruptcy may not seem simple or attractive. The entire process of a successful bankruptcy discharge may entangle you into a complex array of paperwork before you could... Read more »

Contributed on: 21st Apr, 2017

Divorce is already emotionally taxing. Plus, having a debt (such as a mortgage debt, credit card debts, or a car debt, etc.) is enough to rub salt in the wound. During separation, assets as well as de... Read more »

Contributed on: 21st Apr, 2017

Medical emergencies can pop up anytime. What will you do if you face a sudden medical emergency? How will you pay the medical bills if it’s more than what you expected? You would suggest usin... Read more »

Contributed on: 24th Mar, 2017

The middle class should not continue to foot the bill for tax breaks for millionaires and billionaires. - Keith Ellison, Congressman, Minnesota Tax breaks are an excellent financial windfall Americ... Read more »

Contributed on: 7th Mar, 2017

Managing your monthly household expenses can overwhelm you. But you’ve got to organize your finances, make life-altering decisions and follow a spending plan. Not every home-bred, self-styled financ... Read more »

Contributed on: 28th Feb, 2017

Many of us want to live a frugal life so that we can get more money to pay off our debts. It’s good if we’re making an effort to become debt free by being pennywise. But, if you’re making impul... Read more »

Contributed on: 16th Feb, 2017

Talking about money isn’t easy. Actually, it’s so hard for a few that they almost break down. Discussing money was once so hard for Sandra Hanna that she almost suffered a nervous breakdown while ... Read more »

Contributed on: 14th Feb, 2017

You might be making your lenders/creditors richer and yourself poorer if you’re in a hurry to pay off your debts. Though debts are considered bad, sometimes paying them off at the right time make se... Read more »