Andy Masaki

Joined On:7th Apr, 2015
Author Profile:
About me: Andy Masaki is a blogger at Penny Less Dad and a financial writer at Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice and tips to lead a financially independent life.

Articles Contributed

Contributed on: 27th Jul, 2017

These are very confusing yet crucial terms to be understood - debt-to-income ratio and debt-to-credit ratio. Before we head on to explain these terms, it is highly advised to have a clear concept on t... Read more »

Contributed on: 4th Jul, 2017

It’s a sad but true story. - and if you've even been a victim of identity theft yourself, you’ll be able to relate. Jason was overwhelmed beyond words as he received a letter stating his son’... Read more »

Contributed on: 22nd Jun, 2017

“The whole point of credit cards, the way they are rendered most profitable, is that we dig ourselves into debt and stay trapped there forever.” In the present times, credit cards have become ... Read more »

Contributed on: 16th Jun, 2017

Owing taxes to Uncle Sam may cost your ability to travel overseas, provided you’ve taken no preventive measures to tackle the crisis.What’s the law?In December 2015, Section 7345 was enforced and ... Read more »

Contributed on: 6th Jun, 2017

Americans are leaving insurmountable amount of debt for their posterity. It’s become a norm in this millenia. Recently, Experian, one of the leading credit bureaus of the country, said that over 70%... Read more »

Contributed on: 6th Jun, 2017

"We spoke of how President Trump failed to gather his party’s full support and trample the Affordable Care Act or Obamacare once and for all. Now, he has accomplished one of his pre-election goals -... Read more »

Contributed on: 30th May, 2017

According to Donald Trump’s economic adviser Stephen Moore, “We’ve borrowed more money under Barack Obama than we borrowed from George Washington through George W. Bush.”Well, we cannot always... Read more »

Contributed on: 16th May, 2017

City's just a jungle; more games to play Trapped in the heart of it, tryin' to get away I was raised in the country, I been workin' in the town I been in trouble ever since I set my suitcase down - Bo... Read more »

Contributed on: 16th May, 2017

“Good times are when people make debts to pay in bad times.” - Robert QuinlinThe journey from debt to creating a savings fund once you’re free from your all financial obligations is an interesti... Read more »

Contributed on: 10th May, 2017

On May 4, President Mr. Donald J. Trump and his fellow Republican and Speaker of the House, Paul D. Ryan of Wisconsin have clinched their most debatable feat till date by winning the resolution in the... Read more »