Andy Masaki

Joined On:7th Apr, 2015
Author Profile:
About me: Andy Masaki is a blogger at Penny Less Dad and a financial writer at Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice and tips to lead a financially independent life.

Articles Contributed

Contributed on: 20th Dec, 2018

You can see from your own life, that how struggling it was to build sufficient wealth, and how hard it was to become financially independent. It’s definitely not easy to let go of your finance... Read more »

Contributed on: 6th Dec, 2018

Right now, I am very confused, as in, what to begin with. Bankruptcy or divorce? Both are difficult situations, and both have emotions attached to them! This topic is intense! I will try to be as... Read more »

Contributed on: 21st Nov, 2018

So, you are in dire straits! You have hefty debt payments each month, and you have a job that pays you a lump sum, but you hate it as much you can, and want to quit it as soon as possible! ... Read more »

Contributed on: 8th Nov, 2018

It’s just about time for all of us to jump into the Black Friday shopping festival. People will get all busy with their credit cards, debit cards, stacked up savings, and so on. Some might shou... Read more »

Contributed on: 3rd Oct, 2018

Collection agencies are not here to negotiate. They are paid to pull back the due amounts from you, and they will try their best to make you pay the total debt you owe, not even a penny less.Nearly al... Read more »

Contributed on: 6th Sep, 2018

When a debtor dies, the debts he owed in his lifetime, are not easily forgotten and forgiven. The creditors will definitely search for something, which will compensate the debts owed. This someth... Read more »

Contributed on: 30th Aug, 2018

Our debts are not jewelry, that are precious, need to be kept safe and locked up. If we do so, then these debts will start growing heavier like cotton balls soaked in water. Time is precious. To ... Read more »

Contributed on: 19th Aug, 2018

It is important to have not only a credit card, rather credit cards these days!The simple fact is, you miss out on great opportunities in life if you don’t use credit cards.So where is the big deal,... Read more »

Contributed on: 11th Jul, 2018

Our human civilization has seen several changes in law and regulation!The way we live today is very different from the way we used to spend our days some thousand years ago.Probably the first code of ... Read more »

Contributed on: 12th Jun, 2018

Your credit card is a very important tool! If used wisely, it will surely save you in your times of financial emergency and crisis.But many of us are not happy with our credit cards. Some find it a me... Read more »