Andy Masaki

Joined On:7th Apr, 2015
Author Profile:
About me: Andy Masaki is a blogger at Penny Less Dad and a financial writer at Oak View Law Group. He is a debt expert and a member of several online forums where he shares his advice and tips to lead a financially independent life.

Articles Contributed

Contributed on: 19th Feb, 2020

Credit card debt is mostly unsecured, unless it is a prepaid credit card, or has any asset as a backing.But, a credit card coming with a backed up security or asset, is a ‘one in a million’ chance... Read more »

Contributed on: 2nd Dec, 2019

You definitely need a cosigner if you are getting rejected for any new loan or credit line.A cosigner helps you to achieve a better chance of credit approval, by giving a guarantee to the lender or cr... Read more »

Contributed on: 11th Oct, 2019

Personal finance is a topic not quite faced with detailed explanations. Some money saving tips here, some debt pay-off talks there, and some investment phrases going on and off someplace else.To end s... Read more »

Contributed on: 10th Sep, 2019

You must have thought of settling your debts, if you believe that paying off the total debt amount is not falling under your affordability, and/or the debt is a high priority obligation for you.You ha... Read more »

Contributed on: 8th Aug, 2019

Debt settlement gives you the opportunity to pay off your debts, by only paying a lump sum on the total owed amounts.This ‘lump sum’ is a very interesting and intriguing word, that attracts many c... Read more »

Contributed on: 17th May, 2019

Debt is an important financial tool, made available to people, to help them counter immediate expenses and expand their opportunities.Sounds total got up, cock and bull case?!Well, we consumers have p... Read more »

Contributed on: 26th Mar, 2019

Retirement savings is priceless. No matter what the amount is.This money you have saved by working day and night for the past 30 or 40 years. I consider it to be no joke!But the game is not yet over. ... Read more »

Contributed on: 5th Mar, 2019

Tax refund for us is a big expectation while filing our taxes at the end of the tax year. Whatever we can pull back from the vaults of IRS, makes us a bit happy.But only a few of us actually know how ... Read more »

Contributed on: 27th Jan, 2019

What will stop a lawsuit? Debt consolidation or bankruptcy? Bankruptcy and debt consolidation are both very effective debt relief options. But, what if you are ongoing a lawsuit? What will be better f... Read more »

Contributed on: 10th Jan, 2019

It’s everyone’s dream to live a carefree and limitless life! No bindings and no strings attached, just fly high! But the moment you take a look in your pocket, and see a few dimes jingling, all y... Read more »