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Can bad credit keep you jobless? Is it legal?

Can your bad credit influence hiring decisions and keep you jobless? Yes. But, is it legal to check credit reports of job seekers like you? Both ‘yes’ and ‘no’. In some states, potential employers can check your credit report to decide if you’re an ideal candidate for their ...

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Are payday loans illegal in the State of Maryland? Do I have ...

Are payday loans illegal in the State of Maryland? Do I have to pay them back?. I'm looking at Chapter 7 or 13 bankruptcy ...

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Financial to-do list - December 2015

Create a plan to use your holiday bonus. Allocate 10 percent of the bonus for fun and 90 percent for financial priorities. Review your financial progress in 2015 and create a new plan for 2016. Donate to charitable organizations before December 31, 2015 for tax ...

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The services of Oak View Law Group (OVLG) and its affiliates may not be available in all states. OVLG along with its Of Counsel attorneys may also be referred to as "Oak View Law Group", "we", "us" or "the firms".
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Oak View Law Group APC
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  • The debt settlement program typically lasts between 6 months to 4 years time.
  • At least 30% of the debt amount per creditor needs to be accumulated in the trust account for OVLG to give the creditor any settlement offer.
  • Not all creditors or debt collectors will accept a reduction in the balance, interest rate, or fees a customer owes such creditor or debt collector.
  • Pending completion of the represented debt-relief services, the customer's creditors or debt collectors may pursue collection efforts, including initiation of lawsuits.
  • That the use of the debt-relief service will likely adversely affect the consumer's creditworthiness, may result in consumers being sued by their creditors, and may increase the amount owed to creditors as a result of the accrual of additional fees and interest.
  • Savings a customer realizes from use of a debt-relief service may be taxable income.

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